Imagining Indian Cities: #1 ‘Creative Bangalore’

There is a need for a continuous conversation about the best way to shape the future of Indian cities. This conversation will take place across multiple cities, with learnings from …

OCEN: Enabling Credit for MSMEs with Digital Public Infrastructure

The Open Credit Enablement Network (OCEN) built on open network principles, unbundles MSME lending into specialized components, creating an ecosystem where different entities excel in one specific part of the …

A Budget with Good Intentions but lacks drive to realize Viksit Bharat & EODB

iSPIRT Foundation, a technology think-and-do tank, believes India’s hard problems can be solved only by leveraging public technology for private innovation. iSPIRT, as a think-and-do-tank, pioneered the concept of Digital …

As the AI race across the world heats up, a post: “𝐈𝐧𝐝𝐢𝐚 𝐝𝐨𝐞𝐬𝐧’𝐭 𝐰𝐢𝐬𝐡 𝐭𝐨 𝐛𝐞 𝐣𝐮𝐬𝐭 𝐚 𝐭𝐫𝐚𝐝𝐞 𝐜𝐨𝐥𝐨𝐧𝐲 𝐨𝐟 𝐂𝐡𝐢𝐧𝐚 𝐨𝐫 𝐭𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐲 𝐜𝐨𝐥𝐨𝐧𝐲 𝐨𝐟 𝐭𝐡𝐞 𝐔𝐒”

To succeed at AI, we need a whole-of-nation approach involving deep-tech startups, enabling industrial policy and pre-commercial publicly-funded research. When the Biden Administration released its AI Diffusion Executive Order a …

Comparing Key Frameworks in the Digital Lending ecosystem: ULI, OCEN, and AA

In the evolving landscape of financial inclusion and digital lending, India has introduced several innovative frameworks designed to streamline access to credit, enhance transparency, and create seamless financial ecosystems. Among …

Digital Public Infrastructures

This workshop was organized by the Indian think tank iSPIRT Foundation, French Embassy in India, Consulate General of France in Bangalore, and La French Tech in India, based on the …

8th Open House Session- Ballon Volunteers

Thank you so much for your patience… Many of you asked when the volunteer programme would be available to apply, and here we are again. We do have some changes, …

What’s India’s cultural factor that can propel us towards becoming a Product Nation?

A gathering of iSPIRT volunteers in Bangalore turned into an interesting discussion: How does India become a Product Nation by espousing values that are inherent and ingrained in us as …

Budget 2024 – Empowering Startups and MSMEs, and Doubling Down on DPIs and R&D

This 2024 Budget coming post-election has aroused the most curiosity since the budget of 2014. It is for two reasons that this 2024 Budget is significant as we work towards …

Driving Financial Inclusion: Leveraging Cash Flow Lending for MSMEs | Expert Insights with Deepak Sharma

In this insightful dialogue, Sagar Parikh engages with Deepak Sharma to explore the transformative potential of cash flow lending for Indian MSMEs. Deepak underscores the significance of democratizing credit access …

Open Credit Enablement Network (OCEN)

OCEN is an initiative to unbundle lending and enable the creation of specialized entities, each specialized at one part of the job. Therefore, we envision the future of lending to …

Unlocking Growth: The Power of Cash Flow Lending for MSMEs | Expert Insights with Dr. Ravi Modani

In this recent OpenHouse, Sagar Parikh discusses with Dr Ravi Modani how democratizing credit through short-tenor and small-ticket loans can help finance Indian MSMEs, 99% of which are micro-enterprises. Dr …

Interim Budget 2024 – DPI’s the new factor of productivity

This being an interim budget, much was not expected as far as new announcements and taxation changes. However, for iSPIRT and the Product ecosystem of the country, it is heartening …

Unlocking MSME Growth: Interoperable Networks & FinTech Insights with Bhavik Vasa

In our most recent OpenHouse, we embark on an insightful exploration of the transformative landscape in MSME lending, featuring Bhavik Vasa, the Founder of GetVantage, and Sagar Parikh. The conversation …

Role of Intermediaries & FinTech in MSME lending ecosystem: A conversation with Lizzie Chapman

Intermediaries and Fintechs have played an important role in the lending ecosystem, but the impact is mostly seen in consumer lending and not so much in MSME lending, especially for …