Open Credit Enablement Network (OCEN)

OCEN is an initiative to unbundle lending and enable the creation of specialized entities, each specialized at one part of the job. Therefore, we envision the future of lending to …

Unlocking Growth: The Power of Cash Flow Lending for MSMEs | Expert Insights with Dr. Ravi Modani

In this recent OpenHouse, Sagar Parikh discusses with Dr Ravi Modani how democratizing credit through short-tenor and small-ticket loans can help finance Indian MSMEs, 99% of which are micro-enterprises. Dr …

Interim Budget 2024 – DPI’s the new factor of productivity

This being an interim budget, much was not expected as far as new announcements and taxation changes. However, for iSPIRT and the Product ecosystem of the country, it is heartening …

Unlocking MSME Growth: Interoperable Networks & FinTech Insights with Bhavik Vasa

In our most recent OpenHouse, we embark on an insightful exploration of the transformative landscape in MSME lending, featuring Bhavik Vasa, the Founder of GetVantage, and Sagar Parikh. The conversation …

Role of Intermediaries & FinTech in MSME lending ecosystem: A conversation with Lizzie Chapman

Intermediaries and Fintechs have played an important role in the lending ecosystem, but the impact is mostly seen in consumer lending and not so much in MSME lending, especially for …

Open House on DPI for AI #4: Why India is best suited to be the breeding ground for AI innovation!

This is the 4th blog in a series of blogs describing and signifying the importance of DPI for AI, a privacy-preserving techno-legal framework for AI data collaboration. Readers are encouraged …

Open House on DEPA Training #3: The Regulatory and Legal Aspects

This is the third in a series of blogs describing  the structure and importance of Digital Public Infrastructure for Artificial Intelligence (DPI for AI), a privacy-preserving techno-legal framework for data …

Unveiling the Future of Lending: A Conversation with Shachindra Nath from UGro Capital

In an era of evolving financial landscapes, the realm of lending is witnessing a significant shift—from the traditional collateral-based approach to the more contemporary cash flow lending model facilitated by …

Beyond the clutter: How OCEN is unlocking MSME credit market in India

Introduction OCEN plays a pivotal role in revolutionising MSME lending in India. This innovative open network is specifically designed to serve those new to credit, employing an omni-channel approach that …

Open House on DEPA Training #2: DPI to Unfreeze Data Markets. Let’s Make India an AI Nation!

This is the 2nd blog in a series of blogs describing and signifying the importance of DPI for AI, a privacy-preserving techno-legal framework for AI data collaboration. Readers are encouraged …

Introducing DEPA for Training: DPI for Responsible AI

In the last decade, we’ve seen an extraordinary explosion in the volume of data that we, as a species, generate. The possibilities that this data-driven era unlocks are mind-boggling. Large …

OCEN 4.0 : Intro to Lenders Openhouse #11

📢Calling all lenders to understand how a short tenor loan can become both an effective and profitable business opportunity under OCEN 4.0. 🔑📈 If you are a lender looking for …

OCEN 4.0: Intro to Borrowers Agent Openhouse 10

📢Calling all loan agents keen to understand the OCEN 4.0 business opportunity. 🔑📈 OCEN 4.0  introduces a new and powerful role – the Borrowers Agent(BA). If you are looking to …

OCEN 4.0 : Tech deep-dive Openhouse #9

📢👷🧑‍💻Calling all TSPs and participants eager to dive into OCEN 4.0 APIs.  If you are wanting to understand the tech, the APIs and get started on building for OCEN 4.0, …

Bridging the Connectivity Gap: Unraveling the Challenges and Solutions for PM-WANI

The Pradhan Mantri Wifi Access Network Interface (PM WANI) was launched in December 2020. It received a great initial reception, but the enthusiasm died over time. Several reasons have been …