The backbone of our economy—the Micro, Small, and Medium Enterprises (MSMEs)—often face a
massive hurdle of securing timely and affordable credit. Cash Flow Based Lending can solve for
millions of creditworthy small businesses which are underserved. For a growing MSME, their true
health lies in their daily or monthly business transactions and cash flow—the consistent stream of
money coming in and going out.
OCEN is built to systematically address the MSME credit gap by standardizing and democratizing
Cash flow based lending. OCEN proves that cash flow-based lending is not only viable but highly
scalable, making small-ticket, short-tenure loans economically feasible for lenders. The rising
numbers reflect it’s growing adoption, making credit accessible, affordable, and instant for MSMEs.
For more information, please visit: http://ocen.dev
Please note: The blog post is authored by our volunteer, Rahul Bhaik